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A secured loan is a loan where you will be required to use your property as security against the loan, so the lender is able to balance the risk of lending to you.

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Secured loans are loan types that require a collateral or property against your loan amount. In such type of loans you can borrow huge debts for longer period at low interest rate. But your poperty will be at risk in situation of non repayment of amount.

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Loans drawn against ones home is called as homeowner loans. The homeowner loans are also known as secured loans.

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